End-to-end retail KYC and business KYB onboarding, CRA scoring, screening, and wallet limits — aligned with supervisory AML workflows.
Finx Products
Self-service portal for retail and business identity capture.
Scenario detection and cross-institution monitoring.
Real-time velocity tracking and device fingerprinting.
CRA scoring and tier-based wallet management.
Regulatory monitoring and AI-assisted impact analysis.
01 / 06
Comprehensive self-service customer onboarding with dynamic section saving, supporting personal info, secure file uploads, liveness, and UBO corporate invite structures.
Facial liveness verify
Biometric face match and anti-spoof checks
UBO invite tracks
Automated corporate structure resolution
Draft session sync
Real-time auto-saving progress updates
02 / 06
Automated onboarding and quarterly risk scoring based on statistical weighting (occupation, geographic risk, projected volumes), fully aligned with supervisory standards.
Onboarding CRA score
Instant baseline risk profile calculation
Factor-weighted rules
Custom country, sector, and volume logic
Periodic re-scoring
Quarterly review triggers and risk updates
03 / 06
Real-time daily screening against consolidated UN, OFAC, and EU sanctions lists, with automated matches and compliance workflow reviews.
Daily list sync
UN, OFAC, and EU watchlist updates
PEP Tier 1-3 review
Dedicated workflows for prominent figures
Adverse media insights
Reputation analysis and news monitoring
04 / 06
Daily and transactional spend guardrails automatically assigned based on customer tier (Lite, Standard, Premium) and real-time verification status.
Spend ceilings
Tier-based daily transaction safeguards
Partner check APIs
Real-time wallet limits and partner hooks
Automated upgrade
Upgrade tier upon verification completion
05 / 06
Automated generation of Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) PDF report packs, complete with full tamper-evident audit logs.
CDD Report packs
Downloadable compliance document bundles
Tamper-proof audit
Cryptographic hash chain for KYC logs
EDD Checklist
Standardized source of wealth verification
06 / 06
Dedicated supervisor workspace for manual review overrides, watchlist hit resolutions, and EDD checks with full RBAC access controls.
Review override queue
Compliance queue for manual overrides
RBAC Access controls
Strict segregation of sensitive KYC profiles
SLA case assignment
Automatic compliance analyst routing
Authorised users can enter the secure workspace to work alerts, cases, and supervisory views connected to FINX.